Holdings (93)
| Name | Sector | Instrument | Assets |
|---|---|---|---|
| Bank of India Liquid Fund Direct-Growth | NA | Mutual Fund | 16.5% |
| Reliance Industries Ltd. | Energy | Equity | 4.67% |
| Kotak Mahindra Bank Ltd. | Financial | Equity | 4.37% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | Equity | 3.89% |
| Mahindra & Mahindra Ltd. | Automobile | Equity | 3.31% |
| Max Healthcare Institute Ltd. | Healthcare | Equity | 3.16% |
| Bharti Airtel Ltd. | Communication | Equity | 3.01% |
| Canara Bank | Financial | Equity | 2.89% |
| Axis Bank Ltd. | Financial | Equity | 2.84% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | Equity | 2.62% |
Returns and rankings
| 1Y | 3Y | 5Y | All | |
|---|---|---|---|---|
| Fund Returns | 7.54% | 6.46% | 5.12% | 4.81% |
| Category Average | 7.07% | 6.49% | 5.32% | NA% |
| Rank Within Category | 22.00% | 23.00% | 22.00% | NA% |
Expense ratio, exit load and tax
Expense ratio: 0.59%
Inclusive of GST
Exit load
Exit load of 0.50% if redeemed within 30 days.
Stamp duty
0.005% (from July 1st, 2020)
Tax implication
Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.
Fund management
Education
Mr. Ragina has a B.Com degree
Experience
Prior to joining IDBI Mutual Fund, he has worked with IL&FS Broking Services, Avendus Securities, IL&FS Investsmart, UTI Securities and RefcoSify Securities.